Most travelers assume they will be covered by their existing medical insurance plan, but that just isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel medical and for evacuation/repatriation. If you have an HMO you might not be covered outside of your home state. Travel Insurance is an important consideration for any upcoming trip. Whenever you travel for work or for pleasure, the last thing you want to worry about is losing luggage, a canceled flight, or being hospitalized.